Canada’s road construction industry is a vital pillar of national infrastructure, supporting economic growth, public safety, and community connectivity. Whether it’s building new highways, repairing potholes, sealing cracks, or painting lines on driveways and parking lots, contractors face unique risks every day. SWG Specialty is proud to offer a comprehensive special risk insurance program tailored specifically for road construction contractors and businesses across Canada.
A Growing Sector with Complex Needs
The Canadian construction industry is projected to grow by 2.6% in 2025, driven by increased investment in infrastructure and renewable energy (1). Within this sector, road and highway construction alone generates $15.5 billion in annual revenue, employing over 44,000 workers across 2,460 businesses (2).
This growth spans commercial, residential, and industrial road building and maintenance projects, including:
- Highway and street construction
- Pothole repair and crack sealing
- Line painting
- Parking lot and driveway paving
- Logging and mining road construction
- Temporary road infrastructure
Comprehensive Coverage for Specialized Operations
SWG Specialty’s insurance solutions are designed to meet the diverse needs of contractors involved in:
- Demolition
- Paving and grading
- Excavation
- Tunneling and drilling
- Mining and logging road construction
- Temporary road construction
- And more
Our coverage includes:
- Commercial General Liability (CGL)
Protects against third-party bodily injury and property damage claims, essential for contractors working in high-traffic areas.
- Commercial Property Insurance
Covers buildings, offices, and storage facilities used in operations.
- Inland Marine Insurance
Provides protection for tools, equipment, and materials while in transit or temporary storage.
- Contractor’s Errors & Omissions (E&O)
Safeguards against claims of negligence or inadequate work, especially critical in complex infrastructure projects.
- Tools and Equipment Coverage
Insures valuable machinery and tools against theft, damage, or breakdown.
- Excess Liability
Offers additional protection beyond standard policy limits, ideal for large-scale or high-risk projects.
Why Choose SWG Specialty?
As a trusted provider in Canada’s specialty insurance market, SWG Specialty understands the unique challenges faced by road construction contractors. Our policies are tailored to their operations, whether they’re resurfacing a residential driveway or constructing a mining access road.
With infrastructure investment on the rise and over 1.5 million Canadians employed in construction (3), the demand for reliable insurance solutions is greater than ever. SWG Specialty’s insurance ensures that road construction contractors are covered, no matter the project size, scope, or complexity.
Sources:
1. Research and Markets
2. Road & Highway Construction in Canada Industry Report
3. Made in CA
