Our Products

Commercial Property
Primary Liability (CGL)
E&O Professional Liability
Excess/Umbrella
Inland Marine

Commercial Property

We know property! Whether old or new, vacant, or rented, seasonal or permanent, we are here to help with all of your commercial property needs.

Low Minimum Premiums at Competitive Commission Rates! Financing Available In-House!

Apartments/Condos
Broadcasting
Hotels/Motels
Property Management
Retail Trade
Spas/Tanning Salons
Unprotected Property
Woodworking
Arenas/Stadiums/Venues
Building Owners
Machine Shops
Recycling Plants
Schools
Vacant Property
Churches
Metal Products
Service Stations/Repair Garage
Substandard Property
Warehouse and Storage

Primary Liability (CGL)

Commercial liability is our bread and butter! From mom-and-pop shops, from day spas to dog spas, from snow removal to roofing contractors and other tough to place contractors, we are here to help with all your commercial liability needs.

Low Minimum Premiums at Competitive Commission Rates! Financing Available In-House!

Home Day Care/Day Care Centers
Amusements
Bingo Halls
Casinos/Gaming
Entertainment
Feed Mills
Food Industry
Janitorial
Machine Shops
Product Recall
Recycling/Waste Disposal
Roofing Contractors
Security Providers
Special Events
Tanning Salons
Trade Shows/Flea Markets
Vending Machines
Welders – On/Off premises
Wrap-Ups
Advertising and Media
Arenas/Stadiums/Venues
Biotechnology
Chemicals Manufacturing
Demolition
Exhibitions
Information Technology
Manufacturing -100% U.S.A
Plastics
Project Managers
Pyrotechnics
Automatic Sprinkler Contractors
Tattoo Parlours
U.S.A Sales 100%
Video Production
Welders-Oil Fields
Zoos
Alcohol Retail/Brewery/Winery **no tasting room
Associations
Blasting Contractors
Contractors Liability
Design/Build
Failure to Perform
Fitness Industry
Internet/On-Line Sales
Millwrights
Plumbers
Property Managers
Racetracks
Rigging/Cranes
Schools
Spas
Toys (Adult)
VLT’s
Web Designers

E&O Professional Liability

We understand that mistakes happen! Whether by your insured or a member of their team, the financial loss to the organization can be devastating. We strive to find the right protection for your Insureds’ needs!

Low Minimum Premiums at Competitive Commission Rates! Financing Available In-House!

Access/Service Providers
Alarm Installers
Authors
Body Piercing/Tattoos
Cable TV Operators
Collection Agencies
Contractors/Consultants
Design and Build
Distributors – Film
Entertainment
Fitness Industry
Home Inspectors
Hypnotherapists
Life Agents
Marine Surveyors
Massage Therapist
Media Promotions
Naturopaths
Paralegals
Physiotherapists
Property Managers
Software Developers
Tanning Salon
Weight Loss
Accountants
Alternative Health Practitioners
Bankruptcy Trustees
Bookkeepers
Celebrities
Computer Consultants
Copyright
Designers
E-Commerce
Executors/Trustees
Freight Forwarders
Homeopaths
Internet Coverages
Market Research
Mechanical Engineers
Medical
Multi-Media
Newspapers
Personnel Placements
Printers
Publishers
Spas
Tour/Travel
Advertising
Architects & Engineers
Broadcasting
Claims Adjusters
Computer Installation
Custom Brokers
Dieticians/Nutritionist
Electronic Data Processing
Home Health Aides
Human Resources
Land Surveyors
Manufacturing
Marketing Companies
Media
Mortgage Brokers
Occupational Health
Photographers
Producers
Reflexologists
Sports Agents
US Exposures

Excess/Umbrella

We pride ourselves on protecting your client’s assets. We are pleased to offer Excess and Umbrella limits up to $5,000,000 in-house and higher upon request. The program supports many different businesses ranging from small to large in revenues in more than 350 IAO classes including over 50 contracting operations. Subject to SIR (Self-Insured Retention) under Umbrella terms.

Underlying Limits including: $2,000,000 Automobile Liability, $2,000,000 Commercial General Liability. a/o underlying Excess or Umbrella.

Low Minimum Premiums at Competitive Commission Rates! Financing Available In-House!

Inland Marine

We know how vast Inland Marine can be in North America! Whether builders’ risk or property in transit, farm equipment or contractors’ equipment, we are here to help with all your insureds’ inland marine needs.

Low Minimum Premiums at Competitive Commission Rates! Financing Available In-House!

Agricultural Machinery/Equipment
Bush Equipment
Exhibition Floaters
Logging Equipment
Motor Truck Cargo
Tool Floaters
Customer Goods
Contingent Cargo
Medical Diagnostic Equipment
Riggers Liability
Transportation Floaters
Builders Risk
Contractors Equipment
Installation Floaters
Miscellaneous Floaters
Signs
Trip Transit