The holiday season brings more than celebration. It also brings a surge in special events, from corporate parties and fundraisers to community gatherings, markets, and private functions. While organizers focus on creating memorable experiences, having the right liability coverage in place is a critical part of the planning process.
SWG Specialty’s ELF (Event Liability Facility) provides fast, flexible protection for a wide range of short-duration events, whether alcohol is being served or not. Available for single-day events or multi-day functions, ELF offers broad Commercial General Liability (CGL) coverage with limits of up to CAD $5 million.
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Coverage Designed for Events
- Events with Liquor (CGL + Host Liquor Liability)
Ideal for corporate holiday parties, galas, weddings, and other social or hospitality-focused events where alcohol is served or permitted.
- Events without Liquor (CGL Only)
Suitable for holiday markets, charity drives, mall displays, community celebrations, and other alcohol-free events.
Why Brokers Choose ELF
- Broad CGL wording on an occurrence basis
- Limits up to CAD $5 million
- Coverage for single-event or multi-day functions
- Quick turnaround for certificates and organizer requirements
- Designed for short-duration, low-to-moderate hazard events
As event calendars fill up during the holiday season, ELF helps brokers secure coverage quickly and efficiently, giving organizers confidence to focus on hosting successful events.
