ELF: Special Events Liability Made Easy

ELF: Special Events Liability Made Easy

January 2026

Whether your clients’ events are with liquor or without liquor, SWG Specialty’s ELF (Event Liability Facility) delivers fast, flexible CGL coverage, for single events or multi‑day functions. 

Need a quote? Get one through our real-time online quoting system by clicking here. 

Prefer to speak to someone? Email quotes@swgspecialty.com or call 1 888‑302‑9215.
 

Coverage Options 
 

Events with Liquor (CGL + Host Liquor) 
For private or social functions where alcohol is served or permitted — from corporate parties and galas to hospitality & venue-based celebrations such as weddings. Limits: CGL up to CAD $5,000,000, including Host Liquor Liability. 
 

Events without Liquor (CGL only) 
For special events without alcohol service, such as markets, mall displays, and charity drives. 
Limits: CGL up to CAD $5,000,000. 
 
Program Highlights 

  • Designed for short‑duration, low‑to‑moderate hazard events 
  • Broad CGL wording on an occurrence basis 
  • Flexible issuance for single events or multi‑day functions 
  • Quick turnaround for certificates and organizer requirements 

 

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